Opensky credit card reviews.

Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHub This product is mostly recommendedby SuperMoney users with a score of+27, equating to 3.5on a 5 point rating scale. +27. -100. 0. +100. No one recommends. Everyone recommends. Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. OpenSky® Secured Visa® $35 annual fee. Minimum security deposit required $200. Variable APR 25.64%. Credit check to apply? No. Get Started. The OpenSky® Secured Visa® Credit Card is a secured credit card that doesn't require a credit check. Cardholders must make a refundable security deposit from $200 to $3,000, and the amount of ...

*Based on Q4 2023, OpenSky® Secured Visa® Credit Card average approval rate is 88.25%. Individual results may vary. **OpenSky Rewards Terms and Conditions.Here are a few reviews that have been left by OpenSky Credit Card users: – “I have had a great experience with my OpenSky Credit Card. It has helped me build my credit and has been easy to manage.” – “The customer service at OpenSky is excellent. Whenever I have had a question or issue, they have been quick to respond and help me …

A secured credit card with an annual fee is rare. The OpenSky Secured Visa is one of the few with an annual fee, at $35 per year. Related: 10 commandments for travel rewards credit cards. No path to upgrade. Unlike some other secured cards, the OpenSky Secured Visa does not provide a path to upgrading your credit limit or the card itself ...8,243 reviews on. OpenSky® Secured Visa® Credit Card. No credit check to apply. 88% average approval rate. $35 annual fee. $200 minimum security deposit. Apply Now. Learn more. Marketplace Check App Status. Cards.

OpenSky® Secured Visa® Credit Card. NerdWallet rating. Apply now. ANNUAL FEE. $35. ... NerdWallet reviews credit cards with an eye toward both the quantitative and qualitative features of a card ...The OpenSky card's late fee is up to $40. You will be charged with it if you fail to pay your monthly minimum by its due date. To avoid being late with your payments, I suggest setting up autopay from your online account or via the OpenSky Mobile app …A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. This type of credit card is backed...Valero, a popular gas station chain across the United States, has recently launched a new credit card program. The Valero New Card is designed to offer customers more benefits and ...

Dec 29, 2023 · Namely, there is a 3% OpenSky® Secured Visa® credit card foreign transaction fee and a 5% fee for cash advances. Penalty fees will also apply in cases of late payment: up to $40 for late payments and up to $25 for returned payments. If you decide to stop using your account temporarily, you should keep in mind that there is also a $10 fee ...

It has an annual fee that ranges between $0 and $72. The starting credit limit ranges from $550 to $1,350, which will double after 7 months to between $1,100 and $2,700 if you pay the first 7 monthly bills on time. Both cards allow you to get pre-approved first without any impact on your credit score before you apply.

Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubReviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHubFinance experts often recommend getting a credit card to improve your credit score. In some cases, that’s not such bad advice. Around 10% of your credit score is based on your cred...Dec 13, 2023 ... The First Latitude credit card may be good for you if you don't qualify for other secured credit cards with no fees that pay rewards.In the case of the OpenSky® Secured Visa® Credit Card, you have the ability to set your own credit limit by choosing your security deposit amount. Your credit limit can be as little as $200 or as much as $3,000, once the underlying security deposit is provided and the requested credit limit is approved.*Jan 16, 2024 · Explore our review of the OpenSky® Secured Visa® Credit Card, a no-credit-check option with up to $3,000 credit limit, lower APR, and a modest annual fee, perfect for credit building. Ripoff Report on: OpenSky Credit Card - Opensky credit card open sky secured nationwide. Ripoff Report Needs Your Help! DONATE NOW! X | CLOSE. ... Regal Keto Shark Tank Regal Keto Diet Pills Reviews This weight is usually regained quickly once you go off the cleanse. Overall, there is little evidence that detox diets help eliminate any of …

Reviewed by. Glen Luke Flanagan. Kristen Grau. Our take: The OpenSky ® Secured Visa ® Credit Card can be a good choice for people looking to build credit …The OpenSky® Secured Visa® card has a 25.64% variable APR for purchases and cash advances. There is also a $35 annual fee, and you also get free access to your credit score. One of the biggest benefits of this card is that it can help you rebuild your credit. OpenSky reports your payment history to all three major credit bureaus, so using ...I've been a Member since 2020. Outstanding Customer Service always professional. OpenSky Secure Credit Card has improved my credit score 75% with on time payments. As of 3/14/2024 I've been approved for a OpenSky unsecured gold credit card for excellent on time payment history, and a member since 2020.A credit balance refund on the OpenSky® Plus Secured Visa® Credit Card is a reimbursement for paying more than the total balance owed on the credit card. For example, a cardholder who has a balance of $500, but pays $600, can get a credit balance refund of the $100 that they overpaid. Cardholders can request an OpenSky® Plus …Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHub

Happy customer. Love this card it can hold up to $3000 · Easy to use app to monitor spending · Card caused credit score to go down · OpenSky has been great to ...Editor’s Review. This review was provided by William Charles, editor of Doctor of Credit. The only thing exceptional about this card is how average it is. It has a $29 annual fee, no rewards program and the APR is higher than a lot of other cards on the market. There are plenty of better secured card options currently available.

Started out with no credit score at all. Thanks to OpenSky and their secured card, I was able to start building credit quickly. Less than 8 months later, I have graduated to an. unsecured Gold card and a 739 credit score. Thank you OpenSky! Date of experience: November 20, 2023. PR. PRINCE. 2 reviews.Here are a few reviews that have been left by OpenSky Credit Card users: – “I have had a great experience with my OpenSky Credit Card. It has helped me build my credit and has been easy to manage.” – “The customer service at OpenSky is excellent. Whenever I have had a question or issue, they have been quick to respond and help me …Balance Transfer Cards. Reward Cards. Travel Cards. Cash Back Cards. 0% APR Cards. Business Cards. Cards for Bad Credit. Cards for Fair Credit. Secured Cards.Sign-up bonus: No welcome bonus for new card members. Annual fee: $35. Rewards: This card does not offer any rewards program. Other perks: Visa benefits, set emails to remember you about your payments due date. APR: a variable 20.39% APR for purchases and balance transfers. Fees: Up to 38% max late fee.Reviewed by. Glen Luke Flanagan. Kristen Grau. Our take: The OpenSky ® Secured Visa ® Credit Card can be a good choice for people looking to build credit …When people go shopping for a new credit card, they want to make a decision based on what their particular needs are. While running up credit card debt you can’t immediately pay of...The OpenSky® Secured Visa® Credit Card is a secured credit card that doesn't require a credit check. Cardholders must make a refundable security deposit from $200 to $3,000, and the amount of ...

Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds

Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHub

8,243 reviews on. OpenSky® Secured Visa® Credit Card. No credit check to apply. 88% average approval rate. $35 annual fee. $200 minimum security deposit. Apply Now. Learn more. Marketplace Check App Status. Cards.Annual fee · Checking account required · No opportunity to graduate to an unsecured card · No automatic reviews for credit limit increases ...The OpenSky® Secured Visa® Credit Card is a secured credit card that doesn't require a credit check. Cardholders must make a refundable security deposit from $200 to $3,000, and the amount of ...Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubJan 9, 2024 · OpenSky’s $35 annual fee is higher than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the OpenSky® Secured Visa® Credit Card, either. OpenSky Fees. Annual Fee: $35; Cash Advance Fee: 5% (min $6) Foreign Fee: 3%; Balance Transfer Fee: N/A; Max Late Fee: $40 The OpenSky® Secured Visa® Credit Card has many benefits including an easy four-step application process with no credit check, a refundable opening deposit, and the ability to increase your credit limit after opening your account. The no-credit-check policy for this card makes it simpler for people who have bad credit to repair it.The OpenSky® Plus Secured Visa® Credit Card is better than the OpenSky® Secured Visa® Credit Card because it has a lower annual fee and a higher overall WalletHub rating. The OpenSky® Plus Secured Visa® Credit Card has a $0 annual fee, while the other version charges $35. Neither card does a credit check when you apply, …Aug 8, 2023 · Pros. Good for people who want a secured credit card without having a bank account. Can deposit money into the account via wire transfer or money order. No pull on your credit report. Reports to ... Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in secondsFeb 20, 2024 · The OpenSky® Secured Visa® Credit Card is a secured card that has a fairly standard $35 annual fee. It also doesn’t involve a credit check, so even if you have no credit or bad credit, you can still qualify for this card. If you are approved, you can start building your credit once you fund the card. The OpenSky® Secured Visa® Credit Card is an option for consumers who are looking to build credit without a credit check. Cardholders set their credit limit by making a security deposit of ...

Card type: Bad credit or fair credit. Annual fee: According to the card’s website, the annual fee is determined based on an analysis of your credit profile. As of December 2023, per the website ...Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHubFeb 15, 2024 · The OpenSky® Secured Visa® Credit Card has many benefits including an easy four-step application process with no credit check, a refundable opening deposit, and the ability to increase your credit limit after opening your account. The no-credit-check policy for this card makes it simpler for people who have bad credit to repair it. Instagram:https://instagram. albuquerque plumbinghitman vrair conditioned zero turn mowerultimate guitar guitar See full list on forbes.com 4 Best Quick Loans for Emergency Cash. Should I Refinance my Mortgage? How to get a Mortgage Preapproval? Interested in the OpenSky® Secured Credit Visa® Card? Read … 2023 honda accord exlcowboy bebop watch A credit check isn't required when applying for the OpenSky card, so there's no impact on your credit score. If you make at least the minimum payment on time each month, your credit score should quickly improve. All three major credit bureaus — Equifax, Experian, and TransUnion — get monthly reports from OpenSky.Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHub how to watch tlc without cable Jun 5, 2023 · The OpenSky Secured Visa credit card allows people building or rebuilding their credit to apply for a secured credit card without a credit check. The card has a $35 annual fee and reports to all ... The OpenSky® Secured Visa® Credit Card is an option for consumers who are looking to build credit without a credit check. Cardholders set their credit limit by making a security deposit of ...Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds